The Strategic Desk

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Two Contracts, One Confusion: Rethinking Deposits and Loans

Why Roman Law’s Distinction Still Matters for Modern Banking

Glodi  Ntoya's avatar
Glodi Ntoya
Jul 08, 2026
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By Elias Sanchez | Executive Editor, The Strategic Desk

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Economists discuss contracts endlessly, yet rarely pause to define what a contract actually is. A contract binds two parties to a stipulated outcome, and in do…

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